| Maximum Bounced Check Fees (for First Mortgage Payments) |
| |
|
|
|
| State |
Maximum
Charge |
Comments |
Additional Civil Penalty |
| Alabama |
$25 |
|
|
| Alaska |
$25 |
|
|
| Arizona |
$25 |
Plus actual costs |
2 X check amount plus collection costs |
| Arkansas |
$20 |
|
|
| California |
$25 |
|
3 X check amount to $1,500 |
| Colorado |
$20 |
|
3 X check amount |
| Connecticut |
$20 |
|
|
| Delaware |
|
"Reasonable" |
3 X check amount plus $500 |
| DC |
|
No regulation |
|
| Florida |
$40 or 5% |
Whichever is greater |
|
| Georgia |
$25 or 5% |
Whichever is greater |
|
| Hawaii |
|
No regulation |
3 X check amount to $500 |
| Idaho |
$20 |
|
|
| Illinois |
$25 |
Or "reasonable", if greater |
|
| Indiana |
$0 |
|
3 X check amt to $250, plus $500 collection cost |
| Iowa |
$20 or 5% |
Whichever is greater |
$50 |
| Kansas |
$30 |
|
3 X check amt to $500, plus collection costs |
| Kentucky |
$15 |
Or actual cost, if greater |
|
| Louisania |
$15 or 5% |
Whichever is greater |
|
| Maine |
|
No regulation |
Collection costs, plus $50 |
| Maryland |
$25 |
|
|
| Massachusetts |
|
No regulation |
$500 |
| Michigan |
$25 |
|
|
| Minnesota |
$20 |
Or actual cost to $30 |
$100 |
| Mississippi |
$30 |
|
Varies with check amount |
|
Missouri |
$15 |
Plus actual costs |
3 X check amount plus attorney fees |
| Montana |
$30 |
|
|
| Nebraska |
|
|
$10 plus "reasonable" bank charges |
| Nevada |
$0 |
|
3 X check amount plus $500 |
| New Hampshire |
$25 |
As per note |
|
| New Jersey |
$0 |
Not allowed |
|
| New Mexico |
|
As per note |
|
| New York |
$20 |
|
|
| North Carolina |
$25 |
OR fees plus damages to $500 |
|
| North Dakota |
$20 |
|
3 X check amount to to $100 |
| Ohio |
$20 |
Plus actual costs |
|
| Oklahoma |
$10 |
|
|
| Oregon |
$25 |
Or actual cost if less |
|
| Pennsylvania |
$20 |
|
|
| Rhode Island |
$25 |
|
|
| South Carolina |
$25 |
|
|
| South Dakota |
$30 |
|
|
| Tennessee |
$20 |
|
"Damages" |
| Texas |
$25 |
|
|
| Utah |
$20 |
|
Check amount plus collection costs |
| Vermont |
|
"Actual cost and expenses" |
Check amount plus collection costs |
| Virginia |
|
No regulation |
|
| Washington |
|
"Reasonable" costs |
|
| West Virginia |
$15 |
|
|
| Wisconsin |
$15 |
|
|
| Wyoming |
$25 |
|
|
